Captive Insurance Management
Premier captive insurance management with 25+ years of expertise. We help businesses take control of risk, reduce costs, and build long-term stability.
Who We Are
Aurora Risk Technologies, LLC is a premier captive insurance management firm with more than 25 years of industry expertise. Since 2006, our team has been forming and managing captives that help businesses take control of risk, reduce costs, and build long-term stability.
We serve clients in every industry—from healthcare and manufacturing to technology, real estate, and transportation—delivering tailored solutions that transform risk into opportunity.
Backed by deep experience and a forward-looking approach, Aurora is the trusted partner businesses rely on to navigate today’s complex risk environment.
25+
Years of Industry Expertise
150+
Captives Managed
$1.4B+
Capital Raised
Multi
U.S. & Offshore Domiciles
Captive 101
A specialized form of self-insurance that empowers businesses to take a proactive approach to managing risk.
Captive insurance companies are owned and controlled by the organizations they insure, providing a tailored approach to risk management.
Captive insurance allows businesses to have more control over their insurance policies, coverage, and risk management strategies.
Captive insurance enables businesses to design insurance coverage that specifically addresses their unique risk exposures and requirements.
Aurora guides clients through every phase of captive insurance.
100% Owned By
Ownership Group100% Owned By
Ownership GroupAurora Risk Technologies manages captives across multiple U.S. domiciles and has extensive experience with offshore jurisdictions. Each domicile is carefully selected and tailored to align with the client’s unique needs, ensuring the optimal structure and long-term success of their captive program.
Market Trends
The commercial insurance market is shifting. Here's why businesses are turning to captive solutions.
In Q2 2025, U.S. commercial lines premiums increased ~3.8% year-over-year, though that growth has moderated from prior quarters.
Excess/umbrella liability, commercial auto, and general liability are seeing sharper increases, while property and cyber have shown signs of stabilization.
Inflation, rising materials and labor costs, and increased catastrophe (CAT) exposure pressure underwriters to raise rates to maintain profitability.
Carriers tighten underwriting, raise deductibles, exclude or limit coverage for emerging or unquantifiable risks, and demand more stringent terms.
Coverage may be constrained or unavailable in the traditional market, especially for unique, emerging, or hard-to-insure exposures.
Industries
Cyber liability, E&O coverage, and intellectual property risk programs for technology companies.
Tailored captive solutions for healthcare organizations managing medical malpractice, general liability, and employee benefits.
Captive insurance addressing product liability, workers' compensation, and property coverage for manufacturing operations.
Professional liability, general liability, and project-specific coverage tailored to construction industry needs.
Auto liability, cargo coverage, and employee benefits for transportation and logistics companies.
Specialized captive solutions for property portfolios, from general liability to environmental coverage.
Leadership
Chief Executive Officer and Co-Founder
25+ years of expertise in insurance, risk management, compliance, and operations, including extensive captive management experience.
Chief Operating Officer and Co-Founder
15+ years of tax and corporate law experience with a focus on regulated financial institutions and insurance companies.
Get Started
Ready to explore how captive insurance can transform your risk management? Contact our team.
675 Bering Dr, Suite 380
Houston, Texas 77057
281-404-5942 Main
281-456-2084 Fax
info@aurorarisk.ai